Disclaimer

My comments are not to be considered investment advice or an investment recommendation.

My comments and writings are not to be considered personal advice.

No consideration has been taken covering your personal financial circumstances, risk tolerance or goals.

Please seek advice, ask for counsel, surround yourself with people who you like and respect and who you think are clever.

These are my views gathered from my own reading, thinking, observations and conversations.

Not everything that you may see in my blog is an original idea, but I hope to interpret it in my own particular style.

Sometimes I write to be antagonistic and a non-conformist but not abrasive and certainly never do I mean to offend. I welcome comments. I believe that posting comments, challenging an idea or asking questions are important, as various opinions and views truly make a market.

Disclaimer & Additional Notes:

Emailed documents, client notes and newsletters contains “General Securities Advice”. The information, estimates, opinions, conclusions, recommendations and other data (collectively referred to as the “Information”) presented in this document and its attachments have been obtained or derived from sources believed by Karri Asset Advisors (Karri) to be reliable. Karri has not independently verified this information. Further Karri assumes no liability and gives NO warranties, representations or assurances concerning the accuracy, reliability or completeness whatsoever of the Information. Also please note this Information may subsequently change or be revised without notice to you.

It is important that you understand that this “General Advice” does not contain any direct or implicit recommendation for you. You should also understand that Karri has NOT tailored this “General Advice” taking into account your particular investment objectives, risk profile, financial situation or needs. You must therefore carefully assess whether this “General Advice” is appropriate for you and this must be done taking into consideration your own particular objectives, financial situation and needs before making any investment decision.

Neither Karri nor any of its employees, agents or advisers assume any liability and, to the extent permitted by law, they will NOT be liable to you under contract, negligence, statute or otherwise for any loss arising directly or indirectly as a result of any person acting or relying on the Information. This Information has NOT been tailored to your individual investment objectives, risk profile, financial situation or needs. You should seek specific advice from your professional adviser.

Finally in accordance with the Corporations Law please note that the following may or could be seen potentially to influence any advice given by Karri:

(a) Karri may receive fees and commissions concerning any or all of the entities which are the subject of the general securities advice in the attached document or e-mail. Details of those fees and commissions are available on request; and

(b) Karri and / or its employees may hold securities or rights to take up securities or may intend to acquire securities in any or all of the entities which are the subject of the general securities advice in the attached document or e-mail. Details of exact holdings of securities by Karri and / or its employees are available on request (to the extent they relate to any entities referred to in this general securities advice).