read between the lines

because these 2 banks have massive residential mortgage exposures,
so it’s all fine having such market share until they start realising that they don’t want to become landlords when defaults occur,

but the Reserve Bank of Australia can’t raise interest rates as it will affect the largest asset class in the country to adversely.

Is that something to think about?

https://www.afr.com/companies/financial-services/cba-and-anz-sound-house-price-alarm-20210923-p58u8e